Welcome to Jonathan Smith & Partners

Consultation  |  Totally Impartial Advice  |  50 years Experience

Call us on: 023 8058 4644

December Covid latest - still open & working for you

Following the Government's latest announcements on social distancing, we are asking clients and other visitors not to attend our office location unless by appointment. Face to face appointments and meetings will now not be taking place until further notice unless there is an absolute necessity to do so in which case we will advise you of the arrangements.

I appreciate your co-operation and understanding at this time. I will continue to follow the Government’s advice and will update our position should this change accordingly.

2021 NACFB Commercial Broker Awards

We have again been shortlisted for the 2021 NACFB Commercial Broker Awards for Buy-To-Let Broker of the Year & Solo Trader of the Year.


Our Services:

Apply online for a no obligation quotation from Mortgage Next


We want to help you find the perfect mortgage. You can contact us thorugh our online quick quote, or complete a full quotation form here.  > Read More

Apply online for a no obligation quotation from Mortgage Next


We want to help you find the perfect mortgage. You can contact us thorugh our online quick quote, or complete a full quotation form here.  > Read More

If you're looking to buy a new house, get your next mortgage from Mortgage Next


A mortgage is probably the biggest investment we'll every make. We can arrange the best mortgage package for your circumstances.  > Read More

If you're a landlord who has a portfolio of residential properties then we want to hear from you.


Portfolio landlords who are in the Buy to Let market often require specific advice and mortgage solutions, something that Mortgage Next has a wealth of experience with.  > Read More


  • Jonathan many thanks for helping in addressing matters with our mortgage lender Skipton Building Society, together with obtaining the new competitive fixed interest rate saving us as a family hundreds of pounds per month at present, during the current cost of living crisis in 2023.
  • This is the second time we have used Mr Smith, once for a house purchase and once for a commercial mortgage. He has been extremely helpful, consistent and always easy to get hold of! He has dealt with every problem arising straight away and has managed to secure mortgages that suited our needs! We would definitely not hesitate to use him again in the future! Thank you so much for everything and wishing you all a Merry Christmas and a Happy New Year 2024!
  • I just wanted to thank you massively once again Jonathan and, also if you could please ‘Thank’ Julian the solicitor you kindly introduced to me as well for the efforts you have put in. I would always recommend your financial services mortgage broker’s practice to my friends.
  • Thank you for all your hard work and support throughout the process. You went above and beyond expectations!
  • I can’t thank you enough for your help and guidance during the process up to now in securing the mortgage that I required. Once again, thank you, to both you and Kim, I will always recommend you to all my friends & clients
  • I have been working for Jonathan Smith for 25 years which have been the happiest years of my working life. He is a joy to work alongside, caring, helpful, totally knowledgeable and very importantly as far as I am concerned, loyal and understanding. This is extended to his clients also, some of whom I have come to know very well over the years I have worked for the practice

If you are looking for the best available mortgage rate then Jonathan Smith & Partners will find it. As UK Mortgage Advisers we are not tied to the products of any one provider. With access to hundreds of products from most of the main mortgage lenders we are sure to find the right solution for you. Over the term of a mortgage the savings are likely to be substantial.

In addition to the main household names we will source your enquiry with regional mortgage lenders and insurance companies. Alternative Mortgages are a speciality and we have extensive knowledge of "Non-conforming Lenders". Companies such as Legal and General negotiate special mortgage deals, (not available to the public) that are frequently offered at preferential interest rates. Being Independent means we can consider each mortgage offer objectively.

As one of our clients, you will have the reassurance of professional mortgage advice and assistance throughout the mortgage process, with full PI insurance cover.

Feel free to try our Mortgage Repayment Calculator, powered by AskFinancially. It will give you an indication of minimum repayments, the total price you will pay for the mortgage and the interest you will pay:

Your home may be repossessed if you do not keep up repayments on your mortgage

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